Author: Jeff Koch

10 Oct Reminder to Distribute Creditable Coverage Notice

Medicare Part D, the Medicare prescription drug program, imposes a higher premium on beneficiaries who delay enrollment in Part D after initial eligibility unless they have employer-provided coverage that is creditable (meaning equal to or better than coverage provided under Part D). Employers that provide prescription...

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03 Oct Challenges to New Salary Limit

Congress has passed a bill attempting to delay the deadline below, but Democrats are saying that the President will veto it. A multi-state lawsuit is challenging the deadline as well, but you want to be ready in case it does not stop enforcement by December. Effective...

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12 Sep Marketplace Appeal Guidance

One of the major provisions of the Affordable Care Act (ACA) is that employers may be subject to a penalty for failing to offer coverage to 95% of full-time employees or failing to offer a plan that does not satisfy the minimum value or is...

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07 Sep REAL Fun In The Sun

During the month of August, the REAL team enjoyed some fun in the sun out on Lake Lanier.  The day started off overcast and drizzly, but before long the sun started to peek though the clouds.  It turned out to be a beautiful day filled with...

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07 Sep EEO-1 Report

Private employers with more than 100 employees or certain federal contracts are required to complete an EEO-1 report each year by the end of September. Resource Alliance has already completed and submitted most of our client reports detailing the numbers of ethnicities and men/women in...

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17 Aug Rates are Rates are Rates: Myths vs Truth

MYTH: My health insurance broker can negotiate better rates than other brokers. TRUTH:  As long as you are providing the same employee census, all brokers MUST receive the same exact rates from the carriers when quoting health insurance options.  Brokers A will not automatically receive better...

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11 Aug Automatic Time Deductions For Meal Periods

Many employers use an automatic time deduction for employee meal breaks.  Most systems deduct either 30 minutes or an hour for a meal break, and the employee is responsible for notifying the employer if the meal break was not taken.  This timekeeping system has the...

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12 Jul How Do You Impact Profit?

You have a one on one meeting with the President of the company.  She walks in and asks you several direct questions, and expects direct answers.  She asks, “How would the customer define great performance for your job? Which of your job responsibilities affects [the...

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